Variable Life Insurance Variable Life Insurance refers to two types of cash value life insurance which alter the nature of the contract by placing the cash accumulation in the insurance company’s “Separate Account”, which is a Management Investment Company regulated by the Securities & Exchange Commission (SEC) under the Investment
By Mario Pinzon
Universal Life Insurance is the Best Life Insurance? is a complex product — it always has been, from the time it was first created in the 1970s as a way for insurance companies to attract money away from bank deposits in a time of extreme inflation in America. With the
By Mario Pinzon
Whole Life Insurance . . . Is the grandparent of all the various types of cash value policies being marketed today. When it comes to understanding how the policy works, it is not a complex product, by any means. A typical Term Life Insurance contract is about 8 to 10
By Mario Pinzon
Term Life Insurance Described as “Pure Protection”, Term Life Insurance provides a death benefit for a defined length of time (the “term”) such as 1, 5, 10, 15, 20, 30 years or longer the longer the term, the higher the cost will be. If the insured dies within the term
By Mario Pinzon
We can help with application here, for yourself or the whole family. Beginning January 1, 2014, additional changes to the heath insurance industry in the United States will take effect as a result of the Patient Protection and Affordable Care Act of 2010 (“ACA”). Additionally, some important facets of the
By Mario Pinzon
Living Benefits are the cornerstone of the edge that Affordable Living Benefits provides for its clients. Most people purchase life insurance to provide a legacy of financial security at the time of their death. But doesn’t it make sense for the benefits to extend and be available for the difficult
By Mario Pinzon
