Whole Life Insurance . . . Is the grandparent of all the various types of cash value policies being marketed today. When it comes to understanding how the policy works, it is not a complex product, by any means. A typical Term Life Insurance contract is about 8 to 10
By Mario Pinzon
Term Life Insurance Described as “Pure Protection”, Term Life Insurance provides a death benefit for a defined length of time (the “term”) such as 1, 5, 10, 15, 20, 30 years or longer the longer the term, the higher the cost will be. If the insured dies within the term
By Mario Pinzon
We can help with application here, for yourself or the whole family. Beginning January 1, 2014, additional changes to the heath insurance industry in the United States will take effect as a result of the Patient Protection and Affordable Care Act of 2010 (“ACA”). Additionally, some important facets of the
By Mario Pinzon
Living Benefits are the cornerstone of the edge that Affordable Living Benefits provides for its clients. Most people purchase life insurance to provide a legacy of financial security at the time of their death. But doesn’t it make sense for the benefits to extend and be available for the difficult
By Mario Pinzon
You cherish the moments you spend with your family. Every birthday and holiday get-together reminds you of what’s really important in life. These special times are what your family may remember about your life together after you’re gone. So when asking yourself “do I need life insurance,” think about the
By Mario Pinzon
Getting life insurance could provide your loved ones with financial protection from the loss of your income after you’re gone. More than 40 percent of American households (that’s 4 out of 10) would feel a financial impact within six months of the primary wage earner’s death, according to LIMRA. So,
By Mario Pinzon
Nulla commodo tristique ornare. In euismod neque urna. Vestibulum maximus efficitur dolor, id feugiat velit dignissim eget. Donec auctor tempus porta. Donec iaculis ornare molestie. Morbi mollis, lacus nec tristique tincidunt, quam massa volutpat nisi, ac sollicitudin nisi nibh in neque. Ut suscipit nisi et orci pulvinar finibus. Quisque mattis
By Mario Pinzon
When we think about purchasing a life insurance policy to protect our children, usually the idea of insuring ourselves is what we have in mind. But there are many other ways you can protect your dependents with life insurance. Buying life insurance for children has certain advantages that can help
By Mario Pinzon
Have you asked yourself lately, do I need life insurance? The short answer is yes, you do. But some have asked why do I need life insurance? Life insurance needs change just as life changes and significant events—like getting married, buying a house or having a baby—make the need for life
By Mario Pinzon
