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Variable Life

Variable Life Insurance Variable Life Insurance refers to two types of cash value life insurance which alter the nature of the contract by placing the cash accumulation in the insurance company’s “Separate Account”, which is a Management Investment Company regulated by the Securities & Exchange Commission (SEC) under the Investment

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Universal Life

Universal Life Insurance is the Best Life Insurance? is a complex product — it always has been, from the time it was first created in the 1970s as a way for insurance companies to attract money away from bank deposits in a time of extreme inflation in America. With the

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Whole Life

Whole Life Insurance . . . Is the grandparent of all the various types of cash value policies being marketed today.  When it comes to understanding how the policy works, it is not a complex product, by any means.  A typical Term Life Insurance contract is about 8 to 10

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Term Life Insurance

Term Life Insurance Described as “Pure Protection”, Term Life Insurance provides a death benefit for a defined length of time (the “term”) such as 1, 5, 10, 15, 20, 30 years or longer the longer the term, the higher the cost will be. If the insured dies within the term

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