Group Health Insurance
Health care represents a growing portion of the typical household budget. To cover these costs, many families rely on health insurance.
Although health insurance is available to individuals and families unaffiliated with any group—see Individual Health Insurance Quotes—the restrictions and expense associated with this choice are often prohibitive. More often, employers, unions, and other groups offer small business health insurance as a benefit to their members or employees, often paying a portion of the premium as an additional benefit.
Because the risks of such insurance are shared across the group, Small Business Health Insurance generally poses far fewer restrictions to the insured in terms of preexisting conditions, state of health, and other considerations.