Other Coverages: Vision, Dental and Drug Coverages are generally covered under Medicare Advantage Plans and not under Medicare Supplemental Plans. Vision and dental coverages are smaller issues and usually have limited coverage anyhow, but you will have to contract separately for these when you have Medicare Supplement Insurance.
Drugs: Drug Coverage is also not covered under Medicare Supplemental Insurance. This is a big deal, but if you have Medicare Insurance you can contract separately for Medicare Part D (Drugs), when you contract for Part B. Part D covers most all drugs while Medicare Advantage Plans have different prices and different coverages (including no coverage) for each type of drug, so you need to make certain the Medicare Advantage Plan you chose covers your required drugs. Medicare Part D (Used with the Medicare Supplement Plans) does cover most all drugs.
Medicare Supplement Plan is different from Medicare Advantage Insurance and is in many cases more expensive, but it does fill the 20% of claim costs not covered by Medicare parts A & B.
However, the trend in medicare insurance is toward the Medicare Advantage Plans where each procedure, each drug, each treatment, each specialty, etc., is covered by a separate coverage limit and some form of deductible or co-pay. Which is why generally you hear more advertising about Medicare Advantage Plans than Medicare Supplement Insurance. However, both are part of Medicare Part C.
Many Medicare Plans are offering Additional Benefits for 2020 like Dental, Vision & Hearing Aids in top of Transportation and Fitness, with $0.00 for premium.
A Diabetic can have access to Medication with $0.00 co-payment.
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Mario Pinzon 909-781-1000